First National Bank
Home Loan Declined

I have recently start to move my banking to FNB, for it advertise to be the best bank and hold the most benefits to its clients. So when I decided to buy a house, I applied at FNB. only to get it declined for I have no surplus money. I called different people on different occasions and they all told met that I had to have surplus money to get the loan approved. I explained that all my surplus money is being used to pay down on the price of the house to get the loan amount smaller that I have to apply for. I have done that for two years now and I do have proof and banking statement to support it. FNB still refuses my loan application, because of no surplus money available and they do not want to except a motivation explaining the surplus shortage... I thought they where the bank to go to...?

Company: First National Bank
Country: South Africa
City: Call Centre

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