Standard Bank
Entrapment Loan I Didn't Apply Or Sign For!!!

Business & Finance

I received funds in my account on the 2nd of April with a reference of "Mrs Charisse and some digits". No indication at all of where it had come from. I play the lotto directly out of this bank account, my extended family members have my account details & I even receive donations into this account.

It was clear the money was meant for me so I didn't think much of it & used the funds.

At the end of May a debit order went through on my account for R1200 with the reference "SBSA and a whole bunch of digits" I had no idea what this debit order was for so I had the transaction reversed.

Shortly after I received an SMS stating that my Standard Bank Personal Loan was in arrears!!! I was very confused by this as I have no loan with Standard Bank, had not applied for any loan from Standard Bank, had no contract with Standard Bank of any kind & had not even received any kind of a loan proposal or offer from Standard Bank. So I called the number shown on the SMS to enquire further. No one can answer how I could have received tis loan and just want me to go into a branch and sign a contract! Is this a new way of trapping customers in agreements that they never made? PURE ENTRAPMENT!


Company: Standard Bank
Country: South Africa
City: Gauteng
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