Vacation Recreational Services (vrs)
Deducting moneys without authorisation

I went to a presentation for VRS holiday timeshares about 5 years ago and was talked into taking the package, 2 days later I phoned the consultant to cancel the plan and he said he couldn't. I later found out he. I have sent numerous emails and made many calls to cancel the service. The payments stopped coming off my bank account and so I thought that the contract had been terminated. Then on the second of January 2014 suddenly a deduction was made from my bank account for 24 thousand rand. I have not heard from anyone at VRS or received correspondence for over 2 years. What gives them the right to just debit my account? I have never received any notice via email, telephone or post from these people. Surely this is illegal.