Hi People, most of us apply for Revolving credit or debt consolidation loan because we think the bank cares enough to help if you struggling. I am mentioning standard bank because i recently applied with them. I am not personally attacking them, i'm just writing this just to say you are all alone. I have debt i am trying to consolidate.
mytransunion score is excellent. XDS says my credit score is also good. It is no guarantee that the bank will give you the loan, but my question is based on that final decision maker, if English is a problem in this regard. then they decline due to affordability, what other reason would you apply for a consolidation loan? Then you get their consultants calling you trying to offer you some products. That's additional expenditure. budget wisely and try to get yourself out of that mess. Our financial institutions are no longer about the people, whats funny is that most of my friends who recently moved to capitec are happy about it. I'm just a bit skeptic.
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