I'm having a Loan with Capitec and some loans and a credit card with other financial institutions. I went to Capitec to apply for a Consolidation loan (Preferable for R230 000) and it was not given because one of my loans is 3 months old. My problem is that I cannot understand how can that affect Capitec from granting me the consolidation loan as I would also consolidate that 'new' loan.
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