Your ref : FNB Smart spend account : 4000016443279
this matter relates to a call received today 07/09/2013 at 09h25 from a lady, Ms Mokgohloa, She is a collector at Brooks and Luyt attorneys requesting my reasons for non payment for the abovementioned debt.
She indicated that she received an instruction from FNB on the 24 th of August 2013 to collect the outstanding monies despite having communicated toBrooks and Luyt attorneys previously(24th of July 2013) that it is no longer my liability to pay an account that has prescribed.
According to the documents received from yourself via email, on the 24th of July 2013 :
1.It is clear that no payments has been made to this account in subject for the past 3 years,
2.No summons has been issued for the foresaid debt.
Therefore the debt is prescribed and I am not legally bound to repay the debt.
I await your responses herein as a matter of urgency.